Can Someone Sue You for a Car Accident in Florida" - luxury Blogs

Can Someone Sue You for a Car Accident in Florida"



The state of Florida requires you to carry certain minimum coverages to own and operate a vehicle. When you finance or lease a car, the financing company will usually require you to obtain additional coverage. So, the question is: ?With all of this insurance, can I still be sued"?
What Insurance Covers
Before we discuss individual lawsuits, let?s talk about which insurance the state of Florida does and doesn?t require vehicle owners to have.
Mandatory Insurance
The state of Florida requires that all drivers carry $10,000 in Personal Injury Protection and $10,000 in Property Damage Liability. Here?s what each covers:

Personal Injury Protection (PIP) ? This is also often referred to as no-fault insurance and it covers your injuries up to the limit of your policy regardless of fault. If your passengers aren?t covered under their own vehicle?s policy, PIP covers them as well. Property Damage Liability (PDL) ? This insurance covers property damage that you or a family member causes to another person?s property.

Additional Insurance
These insurance types aren?t mandatory, but they?re often recommended:

Bodily Injury Liability (BIL) ? This type of insurance isn?t required by law, but many Florida drivers either opt for this as additional insurance or it?s included automatically on a comprehensive insurance policy. BIL covers serious injury or death to others up to the limits of the policy.
Collision Coverage ? If your vehicle is damaged in the accident, collision cov...
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