What Should You Look for when purchasing a Home Warranty" - luxury Blogs

What Should You Look for when purchasing a Home Warranty"



Home warranties like other insurance policies come with varying terms, prices and conditions. What should you look for when shopping for a warranty for your home" How do you know a warrant company is worth doing business with"
Total Cost
You shouldn’t make a decision based on the initial premiums. After all, low premiums may come with a low level of coverage, poor customer service, or hardly any discounts on service calls and equipment replacements. Be wary of plans that have so many exclusions that it is meaningless. Run the numbers. How much will it cost with one warranty company versus the competition if your furnace needs to be replaced" Pay attention to their dollar limits per repair and the number of repairs you can make per year. You don’t want to have to pay the premiums and then pay for several major repair bills in the same year. Customer Service
A home warranty company is only worth your business if they have good customer service. For example, if you have to jump through hoops to file a claim, you may not be able to get the coverage that looked great on paper. If they can’t give you advice when there is an emergency, you may void the warranty trying to fix it yourself or calling the first repair person who answers the phone though they aren’t considered qualified under the warranty. Can you schedule the maintenance necessary to keep the warranty in effect" The best warranty providers allow you to file claims online and...
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